Strategi Pengembangan UMKM Kota Bengkulu Di Era Ekonomi Digital

The purpose of this research was to determine Bengkulu MSEs strategy in digital economy era. The most of MSEs were conventional management. Its due to not only the millennial businessmen, but the most of them is from the baby boomer generation. The use of technology has not yet become a culture, so the challenge more difficult with millennial consumers and more competitive with millennial businessman. The result from SWOT analysis is the weakness more than the strenghts and the opportunities has more than the threats. The strategy to develop MSEs is stability strategy (turn around). The strategies are: easier access to financial institution (bank), increasing socialization and simplification of lending requirements, conduct training of tehnology, digital payment system and e-commerce, provide assistance in administrative completeness, implementation of promotion events regularly. Keywords: Micro Small Enterprises, Strategy, digital economy Abstrak Tujuan penelitian ini adalah untuk mengetahui strategi UMK Bengkulu di era ekonomi digital. Sebagian besar UMK adalah manajemen konvensional. Hal ini disebabkan tidak hanya oleh para pebisnis milenial, namun sebagian besar dari mereka adalah generasi baby boomer. Pemanfaatan teknologi belum menjadi budaya sehingga tantangannya semakin sulit bagi konsumen milenial dan lebih kompetitif bagi pebisnis milenial. Hasil analisis SWOT adalah kelemahan lebih banyak dibandingkan kekuatan dan peluang lebih banyak dibandingkan ancaman. Strategi pengembangan UMK adalah strategi stabilitas (turn around). Strategi yang dilakukan adalah: kemudahan akses terhadap lembaga keuangan (bank), meningkatkan sosialisasi dan penyederhanaan persyaratan peminjaman, melakukan pelatihan teknologi, sistem pembayaran digital dan e-commerce, memberikan bantuan kelengkapan administrasi, melaksanakan event promosi secara berkala. Kata Kunci: Usaha Mikro Kecil, Strategi, Ekonomi Digital.

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Publication Details

Journal
Convergence The Journal of Economic Development
Published
2025-06-02
DOI
https://doi.org/10.33369/convergencejep.v6i1.35227
Primary Topic
SMEs Development and Digital Marketing
Type
article
Field-Weighted Citation Impact
0.00
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article

Strategi Pengembangan UMKM Kota Bengkulu Di Era Ekonomi Digital

Bertha Iin Esti Indraswanti, Sunoto Sunoto
Convergence The Journal of Economic Development
SMEs Development and Digital Marketing
article

Strategi Pengembangan UMKM Kota Bengkulu Di Era Ekonomi Digital

Bertha Iin Esti Indraswanti, Sunoto Sunoto
article en

Abstract

The purpose of this research was to determine Bengkulu MSEs strategy in digital economy era. The most of MSEs were conventional management. Its due to not only the millennial businessmen, but the most of them is from the baby boomer generation. The use of technology has not yet become a culture, so the challenge more difficult with millennial consumers and more competitive with millennial businessman. The result from SWOT analysis is the weakness more than the strenghts and the opportunities has more than the threats. The strategy to develop MSEs is stability strategy (turn around). The strategies are: easier access to financial institution (bank), increasing socialization and simplification of lending requirements, conduct training of tehnology, digital payment system and e-commerce, provide assistance in administrative completeness, implementation of promotion events regularly. Keywords: Micro Small Enterprises, Strategy, digital economy Abstrak Tujuan penelitian ini adalah untuk mengetahui strategi UMK Bengkulu di era ekonomi digital. Sebagian besar UMK adalah manajemen konvensional. Hal ini disebabkan tidak hanya oleh para pebisnis milenial, namun sebagian besar dari mereka adalah generasi baby boomer. Pemanfaatan teknologi belum menjadi budaya sehingga tantangannya semakin sulit bagi konsumen milenial dan lebih kompetitif bagi pebisnis milenial. Hasil analisis SWOT adalah kelemahan lebih banyak dibandingkan kekuatan dan peluang lebih banyak dibandingkan ancaman. Strategi pengembangan UMK adalah strategi stabilitas (turn around). Strategi yang dilakukan adalah: kemudahan akses terhadap lembaga keuangan (bank), meningkatkan sosialisasi dan penyederhanaan persyaratan peminjaman, melakukan pelatihan teknologi, sistem pembayaran digital dan e-commerce, memberikan bantuan kelengkapan administrasi, melaksanakan event promosi secara berkala. Kata Kunci: Usaha Mikro Kecil, Strategi, Ekonomi Digital.

Convergence The Journal of Economic Development
University of Bengkulu (ID)
Openalex Percentile: Top 79%
SMEs Development and Digital Marketing
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