PRINCIPLES OF SOCIAL INSURANCE IN CONNECTION WITH TEMPORARY DISABILITY AND PROSPECTS FOR THEIR DEVELOPMENT

The article provides a thorough analysis of the principles of social insurance in connection with temporary disability as defined by Ukrainian legislation. The author examines the evolution of legal regulation of this type of insurance, including a comparison of the provisions of the Law of Ukraine “On Compulsory State Social Insurance” with the previous legislation in force until 2015. The author examines the basic principles of social insurance, identifies their specifics, and determines whether they meet the current needs of social protection. The author analyzes the universal principles applicable to all types of social insurance and the specific principles characteristic of temporary disability insurance. It is found that after the expiration of the special law regulating social insurance in case of temporary disability, legal regulation was simplified and unified, but this led to a certain loss of specific principles of this type of insurance. The author analyzes the principles that remain relevant, including legislative regulation, compulsory insurance, state guarantees, and solidarity financing. At the same time, the principles of employers’ economic interest in improving working conditions and differentiation of insurance tariffs are of limited application. The author substantiates the need to supplement the social insurance system with a new principle – integration with medical and rehabilitation measures. A mechanism for regulatory consolidation of this principle is proposed to improve the efficiency of insurance payments and social protection. Prospects for improving the social insurance system by improving the interaction between social insurance funds, medical institutions and state social programs are identified. The results of the study can be used to further optimize the legal regulation of social insurance, which will increase the level of social protection of insured persons in case of temporary disability.