A Study on Working Capital Management

This paper focuses on analyzing the Working Capital Management of the credit institution from 2020-2024.Working Capital Management is very important to maintain a liquidity and it ensure smooth functioning of the organization. This Study is based on the secondary data which is collected from the annual report and internal records. The study applies various financial tools including ratio analysis, working capital analysis, and comparative balance sheet analysis over five years (2020-2024) to evaluate liquidity, solvency, and profitability. The results shows varying patterns in liquidity ratios and a steady rise in working capital over the past few years. The study offers insightful information about how to use resources best and cash flows in rural lending organizations. There are recommendations made to preserve financial stability and lessen reliance on borrowing.