ECONOMIC EFFICIENCY OF INVESTMENTS IN EDUCATION: ANALYSIS OF LONG-TERM BENEFITS

Investment in education is one of the most stable and strategically significant instruments for socio-economic development. Amid digital transformation and growing demands for high-quality human capital, educational investments take the form of long-term assets that foster productivity growth, increase household income, reduce social inequality, and strengthen innovation capacity. The article examines the economic aspects of returns on educational investment, analyzing both individual and societal effects. Key macroeconomic indicators confirming the strategic importance of the education sector are highlighted. The study substantiates the need to shift from cost-based budgeting to investment-based management of educational policy, relying on the return-on-investment model, educational program life cycle, and the multiplier effect of knowledge.