The Effect Of Financial Literacy, Lifestyle And Parental Income On The Financial Behavior Of UNPAB Students Receive Bank Indonesia Scholarships

This study aims to determine the effect of financial literacy, lifestyle and parental income on the financial behavior of UNPAB students receiving Bank Indonesia Scholarships. The research approach used is quantitative. The research was conducted at Universitas Pembangunan Panca Budi (UNPAB) which is located at Jl. Jend. Gatot Subroto Km.4.5 Sei Sikambing, Medan, North Sumatra. The sample used was 50 respondents. The analysis technique used in this research is multiple linear regression analysis. The results of this study are Financial Literacy (), Lifestyle () and Parental Income () simultaneously have a positive and significant effect on the Financial Behavior of UNPAB Students who receive Bank Indonesia Scholarships.

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Publication Details

Journal
Jurnal Fokus Manajemen
Published
2025-04-29
DOI
https://doi.org/10.37676/jfm.v5i2.8282
Primary Topic
Financial Literacy and Behavior
Type
article
Field-Weighted Citation Impact
0.00
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article

The Effect Of Financial Literacy, Lifestyle And Parental Income On The Financial Behavior Of UNPAB Students Receive Bank Indonesia Scholarships

Hernawaty Hernawaty, Steven Gunawan
1 links
Jurnal Fokus Manajemen
Financial Literacy and Behavior
article

The Effect Of Financial Literacy, Lifestyle And Parental Income On The Financial Behavior Of UNPAB Students Receive Bank Indonesia Scholarships

Hernawaty Hernawaty, Steven Gunawan
article en

Abstract

This study aims to determine the effect of financial literacy, lifestyle and parental income on the financial behavior of UNPAB students receiving Bank Indonesia Scholarships. The research approach used is quantitative. The research was conducted at Universitas Pembangunan Panca Budi (UNPAB) which is located at Jl. Jend. Gatot Subroto Km.4.5 Sei Sikambing, Medan, North Sumatra. The sample used was 50 respondents. The analysis technique used in this research is multiple linear regression analysis. The results of this study are Financial Literacy (), Lifestyle () and Parental Income () simultaneously have a positive and significant effect on the Financial Behavior of UNPAB Students who receive Bank Indonesia Scholarships.

Jurnal Fokus ManajemenVol. 5(2)
Universitas Pembangunan Panca Budi Medan (ID)
Openalex Percentile: Top 83%
Financial Literacy and Behavior
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