Assessment of financial literacy levels among students of moldavian universities

Financial literacy plays an important role in everyone's life. Even children encounter this concept. Financial literacy becomes particularly evident at an age when a person starts earning their first money, which typically occurs after completing school. The relevance of this work lies in the fact that in the modern world, there are numerous temptations to spend money thoughtlessly. Marketing is evolving at a very fast pace, which sometimes leads us to make impulsive decisions. The article presents a survey of students from Moldavian universities regarding their financial literacy, as well as an analysis of the data obtained. In conclusion, some recommendations are provided that can help students improve their financial literacy. Indeed, financial literacy can significantly improve students' lives, teach them to allocate money wisely, and save a considerable amount.

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Publication Details

Published
2025-04-01
DOI
https://doi.org/10.53486/sstc2024.v1.67
Primary Topic
Financial Literacy, Pension, Retirement Analysis
Type
article
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article

Assessment of financial literacy levels among students of moldavian universities

Elena Ovcearenco, Hanna Dolher
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Financial Literacy, Pension, Retirement Analysis
article

Assessment of financial literacy levels among students of moldavian universities

Elena Ovcearenco, Hanna Dolher
article en

Abstract

Financial literacy plays an important role in everyone's life. Even children encounter this concept. Financial literacy becomes particularly evident at an age when a person starts earning their first money, which typically occurs after completing school. The relevance of this work lies in the fact that in the modern world, there are numerous temptations to spend money thoughtlessly. Marketing is evolving at a very fast pace, which sometimes leads us to make impulsive decisions. The article presents a survey of students from Moldavian universities regarding their financial literacy, as well as an analysis of the data obtained. In conclusion, some recommendations are provided that can help students improve their financial literacy. Indeed, financial literacy can significantly improve students' lives, teach them to allocate money wisely, and save a considerable amount.

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Financial Literacy, Pension, Retirement Analysis
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Assessment of financial literacy levels among students of moldavian universities — Elena Ovcearenco, Hanna Dolher · (2025) | TGRS Research Map | TGRS