AN ANALYSIS OF THE ECONOMIC PERFORMANCE OF URBAN COOPERATIVE BANKS IN INDIA

In India's banking sector,urban cooperative banks (UCBs) constitute a crucial component.They mostly serve those with little financial resources and their credit needs. Cooperative banks are set up and run according to the principles of collaboration,self-help,and reciprocal aid.The study analysis of the economic performance of urban cooperative banks in India. The study is based on the secondary data, secondary data collected from Indian stat, RBI reports and annual reports of UCBs. The study found that There have been no drastic changes in the number of UCBs in India in the mentioned period. In terms of Deposits, Advances, Districts without the presence of UCB, the number of extension counters, and the number of ATMs, urban cooperative banks are performing well. In terms of deposits, advances, and assets,Tier II UCBs will have a higher percentage between 2019 and 22. Net profit after the urban cooperative bank is 3700 crores;it decreases to 2881 crores in 2021–22.The study indicates that urban cooperative banks in the country are performing well in terms of operating profits and net profits.