Flutter-based Mobile Finance Management: An Investigation of User Behavior and Preferences.

Abstract— Study examines the design, development, and evaluation of a Flutter based mobile finance management application aimed at understanding user behavior and preferences in digital personal finance. As smart phones become vital tools for financial tasks, many existing apps still fall short due to complex interfaces and lack of personalization. To address this, a cross-platform app was developed using Flutter, featuring expense tracking, budget planning, savings goals, and financial insights. User testing revealed a preference for intuitive interfaces, real-time updates, and personalized guidance. Participants engaged more with features offering visual clarity, automation, and goal-setting tools. These findings highlight the importance of simplicity and user-focused design, especially for individuals with varying levels of financial literacy. The study offers valuable insights into the development of more effective, accessible, and engaging finance apps. By aligning design with user behavior and needs, the app contributes to improving financial awareness, decision-making, and digital financial management. Keyword: Mobile Finance Management, Expense Tracking, Budget Planning, Financial Insights, Financial Literacy, Financial Decision-Making..