Secure And Efficient Payment Processing Using An Unique Pin-Based Transaction Method

This paper introduces a method for secure and confidential online transactions using an intermediate bank account. The approach involves using a virtual wallet to store the user's funds and an intermediate account to act as a safeguard between the user's actual account and the merchant's account. The proposed payment system includes a PIN-based authorization system to enhance security, requiring users to provide a unique PIN to authorize transactions. Overall, this system offers a reliable way to conduct anonymous and secure online transactions.

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Publication Details

Published
2025-03-28
DOI
https://doi.org/10.1109/icdsaai65575.2025.11011612
Primary Topic
Parallel Computing and Optimization Techniques
Type
article
Field-Weighted Citation Impact
0.00
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article

Secure And Efficient Payment Processing Using An Unique Pin-Based Transaction Method

N. Sathish, C. Jackulin, R. Janani, Sreenivasan Jayashree et al.
Parallel Computing and Optimization Techniques
article

Secure And Efficient Payment Processing Using An Unique Pin-Based Transaction Method

N. Sathish, C. Jackulin, R. Janani, Sreenivasan Jayashree, A Harshini, E L Jisha
article en

Abstract

This paper introduces a method for secure and confidential online transactions using an intermediate bank account. The approach involves using a virtual wallet to store the user's funds and an intermediate account to act as a safeguard between the user's actual account and the merchant's account. The proposed payment system includes a PIN-based authorization system to enhance security, requiring users to provide a unique PIN to authorize transactions. Overall, this system offers a reliable way to conduct anonymous and secure online transactions.

Vel Tech Rangarajan Dr. Sagunthala R&D Institute of Science and Technology (IN)
Openalex Percentile: Top 89%
Parallel Computing and Optimization Techniques
DOISourceOpenAlex
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