DEVELOPMENT OF THE FAST PAYMENT SYSTEM (FPS) IN RUSSIA AT THE PRESENT STAGE

This article represents basic principles of the Fast Payment System (FPS), its history, is devoted to the latest changes in this system, as well as an analysis of the influence of factors on the system, and proposals for improving the product have been developed. In the context of international sanctions and uncertainty, the state needs to ensure the stability and uninterrupted autonomous operation of the financial system and instructions, create the necessary conditions and infrastructure for making non-cash payments on territory of Russia without using foreign payment system and their elements. In recent years, one of priorities for development of the Russian Federation on the field of financial communication has been the strengthening and development of its own national payment system (NPS). One of measures to strengthen the domestic non-cash payment system was to increase the reliability, stability of operation and cybersecurity of functioning. The most important role in this is taken by the formation and development of the financial infrastructure of the Fast Payment System (FPS), the latest transformations of which are presented in this article, as well as an analysis of the impact on the Russian economy. The subject of the study is the Fast Payment System (FPS). The object is the influence of various factors on the development of the system and their assessment. The work applies general scientific and special economic research methods, conducts factor and regression analysis, makes forecasts and conclusions regarding the development of the FPS in the short term, develops proposals for improving the product.