Pengaruh Total Aset, Dana Pihak Ketiga, Dan Pembiayaan Terhadap Keputusan Nasabah Memilih Menabung Di Bank Syariah

This study aims to analyze the influence of total assets, third party funds, and financing on customer decisions in choosing to save at Bank Syariah KCP Bandar Lampung. The method used in this study is a quantitative approach with multiple linear regression analysis techniques. Data were obtained by distributing questionnaires to respondents who were customers of the bank. The results of the study indicate that simultaneously total assets, third party funds, and financing have a significant effect on customer decisions. Partially, the variables of third party funds and financing have a significant effect, while total assets do not have a significant effect. This finding indicates that factors directly related to customer service and trust in fund management are more decisive in making decisions to save at Islamic banks. Therefore, strengthening the aspects of fund collection and financing needs to be the focus of developing Islamic bank marketing strategies.

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Publication Details

Journal
RIGGS Journal of Artificial Intelligence and Digital Business
Published
2025-05-20
DOI
https://doi.org/10.31004/riggs.v4i2.603
Primary Topic
Islamic Finance and Communication
Type
article
Field-Weighted Citation Impact
0.00
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article

Pengaruh Total Aset, Dana Pihak Ketiga, Dan Pembiayaan Terhadap Keputusan Nasabah Memilih Menabung Di Bank Syariah

Yudhistira Ardana, Nanda Ratna Agustina, Bintari Sukma Ningrum, Nanda Lia Sartika
RIGGS Journal of Artificial Intelligence and Digital Business
Islamic Finance and Communication
article

Pengaruh Total Aset, Dana Pihak Ketiga, Dan Pembiayaan Terhadap Keputusan Nasabah Memilih Menabung Di Bank Syariah

Yudhistira Ardana, Nanda Ratna Agustina, Bintari Sukma Ningrum, Nanda Lia Sartika
article en

Abstract

This study aims to analyze the influence of total assets, third party funds, and financing on customer decisions in choosing to save at Bank Syariah KCP Bandar Lampung. The method used in this study is a quantitative approach with multiple linear regression analysis techniques. Data were obtained by distributing questionnaires to respondents who were customers of the bank. The results of the study indicate that simultaneously total assets, third party funds, and financing have a significant effect on customer decisions. Partially, the variables of third party funds and financing have a significant effect, while total assets do not have a significant effect. This finding indicates that factors directly related to customer service and trust in fund management are more decisive in making decisions to save at Islamic banks. Therefore, strengthening the aspects of fund collection and financing needs to be the focus of developing Islamic bank marketing strategies.

RIGGS Journal of Artificial Intelligence and Digital BusinessVol. 4(2)
Universitas Islam Negeri Raden Intan Lampung (ID)
Openalex Percentile: Top 85%
Islamic Finance and Communication
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Pengaruh Total Aset, Dana Pihak Ketiga, Dan Pembiayaan Terhadap Keputusan Nasabah Memilih Menabung Di Bank Syariah — Yudhistira Ardana, Nanda Ratna Agustina, et al. · RIGGS Journal of Artificial Intelligence and Digital Business (2025) | TGRS Research Map | TGRS