Data Visualization as a Tool for Improving Credit Analysis: A Field Study in the Banking Sector

This study aims to utilize data visualization as a data mining technique for the purpose of credit analysis.It employs the Weka data mining software and the Scatter Plot Matrix technique to identify data trends and patterns, facilitating a logical analysis of the financial situation, and by extension improve the decision-making process.The findings reveal that data visualization significantly enhances data comprehension by extracting pertinent information from the credit database managed by the studied agency of a public bank active in Algeria.This aids in understanding the bank's adopted strategies and various financial trends, which in turn influence customer satisfaction and requirements, as well as the country's overall economic growth.

Authors

Publication Details

Journal
Science Education and Innovations in the Context of Modern Problems
Published
2025-05-18
DOI
https://doi.org/10.56334/sei/8.5.21
Primary Topic
FinTech, Crowdfunding, Digital Finance
Type
article
Field-Weighted Citation Impact
0.00
Controls
|||
ALL TIME
JAN
FEB
MAR
APR
MAY
JUN
JUL
AUG
SEP
OCT
article

Data Visualization as a Tool for Improving Credit Analysis: A Field Study in the Banking Sector

Laifa Assala, Bouhrine Fatiha
Science Education and Innovations in the Context of Modern Problems
FinTech, Crowdfunding, Digital Finance
article

Data Visualization as a Tool for Improving Credit Analysis: A Field Study in the Banking Sector

Laifa Assala, Bouhrine Fatiha
article en

Abstract

This study aims to utilize data visualization as a data mining technique for the purpose of credit analysis.It employs the Weka data mining software and the Scatter Plot Matrix technique to identify data trends and patterns, facilitating a logical analysis of the financial situation, and by extension improve the decision-making process.The findings reveal that data visualization significantly enhances data comprehension by extracting pertinent information from the credit database managed by the studied agency of a public bank active in Algeria.This aids in understanding the bank's adopted strategies and various financial trends, which in turn influence customer satisfaction and requirements, as well as the country's overall economic growth.

Science Education and Innovations in the Context of Modern ProblemsVol. 8(5)
Decent work and economic growth
Openalex Percentile: Top 81%
FinTech, Crowdfunding, Digital Finance
AI Navigator

Ask Laika to Summarize, Analyze, and Connect papers live on the map.

Summarize Papers & Methodologies

Extract key findings, datasets, and comparative methods across publications.

Benchmark Rankings & Visual Analytics

Rank top research institutions, authors, funders, topics, and journals by Field-Weighted Citation Impact (FWCI) and paper volume with instant charts.

Connect Distant Disciplines

Bridge topological clusters on the map to find hidden collaborative intersections.