Perceived Usefulness, Credibility, and Features Affect Desire to use Digital Banking

The purpose of this study is to investigate how interest in utilizing digital banks in the Special Region of Yogyakarta is influenced by perceived features, utility, and credibility. Primary data is what was used. A Google Form is used to gather data in the form of a survey. The quantitative research method is the one that is employed. Purposive sampling was employed in the sampling procedure to gather 100 responders. many linear regression data analysis techniques involving many independent variables are used in this study. SPSS version 25 is the program used in this study. According to the study's findings, interest in utilizing digital banks in the Special Region of Yogyakarta is positively and significantly impacted by perceived features, usefulness, and credibility.

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Publication Details

Journal
International Journal of Social Science Humanity & Management Research
Published
2025-05-24
DOI
https://doi.org/10.58806/ijsshmr.2025.v4i5n19
Primary Topic
Technology Adoption and User Behaviour
Type
article
Field-Weighted Citation Impact
0.00
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article

Perceived Usefulness, Credibility, and Features Affect Desire to use Digital Banking

International Journal of Social Science Humanity & Management Research
Technology Adoption and User Behaviour
article

Perceived Usefulness, Credibility, and Features Affect Desire to use Digital Banking

article en

Abstract

The purpose of this study is to investigate how interest in utilizing digital banks in the Special Region of Yogyakarta is influenced by perceived features, utility, and credibility. Primary data is what was used. A Google Form is used to gather data in the form of a survey. The quantitative research method is the one that is employed. Purposive sampling was employed in the sampling procedure to gather 100 responders. many linear regression data analysis techniques involving many independent variables are used in this study. SPSS version 25 is the program used in this study. According to the study's findings, interest in utilizing digital banks in the Special Region of Yogyakarta is positively and significantly impacted by perceived features, usefulness, and credibility.

International Journal of Social Science Humanity & Management ResearchVol. 04(05)
Muhammadiyah University of Yogyakarta (ID)
Openalex Percentile: Top 88%
Technology Adoption and User Behaviour
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