Sharia Compliance in The Implementation of Auction Execution of Mortgage Rights in Islamic Banking

This study aims to determine (1) the Implementation of Mortgage Execution Auctions in Islamic Banking; (2) Sharia Compliance Auctions for Mortgage Execution in Sharia Banking. In this legal research, 2 approaches to the problem will be used: the statute approach and the conceptual approach. The primary legal materials used in this study are Law Number 21 of 2008 concerning Islamic Banking, Law Number 5 of 1960 concerning Basic Agrarian Regulations, and Regulation of the Minister of Finance Number 213/PMK.06/2020 concerning Implementation Guidelines Auctions and laws and regulations related to auctions for the execution of mortgage rights in Islamic banking. The secondary legal materials used are legal books related to mortgage execution auctions in Islamic banking and articles written in journals, theses, dissertations, and articles related to the subject matter in this study. The results of this study show that the auction arrangements for the execution of mortgage rights in Indonesia are still regulated in general, both for Islamic banking institutions and for all other institutions, not limited to conventional banking institutions.