Fintech Adoption and Financial Performance: The Unrecognized Contributions of Supply Chain Finance and Supply Chain Risk

This study is the first to look at supply chain finance's mediating role in elucidating how fintech adoption leads to improved financial performance. By assessing supply chain finance practices in small and medium enterprises in emerging economies like India, this study aims to bridge the knowledge gap and guarantee the influence of fintech adoption in attaining improved financial performance. The original data was gathered from 270 workers in North India who worked for various small and medium enterprises. The study found that supply chain finance mediates the favorable association between fintech adoption and financial performance. A crucial moderator in the relationship between fintech adoption and financial performance was supply chain risk. The results indicate several applicable ramifications, including the use of fintech by companies, which is eventually enhanced by effective supply chain risk management to improve supply chain finance practices.

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Publication Details

Journal
IEEE Transactions on Engineering Management
Published
2025-01-01
DOI
https://doi.org/10.1109/tem.2025.3572402
Citations
8
Primary Topic
FinTech, Crowdfunding, Digital Finance
Type
article
Field-Weighted Citation Impact
18.27
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Fintech Adoption and Financial Performance: The Unrecognized Contributions of Supply Chain Finance and Supply Chain Risk

Hind Alofaysan, Prashant Sharma, Varun Chotia, Ali Mammadov et al.
8 citations
IEEE Transactions on Engineering Management
FinTech, Crowdfunding, Digital Finance
18.27
article

Fintech Adoption and Financial Performance: The Unrecognized Contributions of Supply Chain Finance and Supply Chain Risk

Hind Alofaysan, Prashant Sharma, Varun Chotia, Ali Mammadov, Vaishali Agarwal
article en
8 citations

Abstract

This study is the first to look at supply chain finance's mediating role in elucidating how fintech adoption leads to improved financial performance. By assessing supply chain finance practices in small and medium enterprises in emerging economies like India, this study aims to bridge the knowledge gap and guarantee the influence of fintech adoption in attaining improved financial performance. The original data was gathered from 270 workers in North India who worked for various small and medium enterprises. The study found that supply chain finance mediates the favorable association between fintech adoption and financial performance. A crucial moderator in the relationship between fintech adoption and financial performance was supply chain risk. The results indicate several applicable ramifications, including the use of fintech by companies, which is eventually enhanced by effective supply chain risk management to improve supply chain finance practices.

IEEE Transactions on Engineering ManagementVol. 72
Princess Nourah bint Abdulrahman University (SA), University of Exeter (GB), Jaipuria Institute of Management (IN), O. P. Jindal Global University (IN)
Decent work and economic growth
Openalex Percentile: Top 1%
FinTech, Crowdfunding, Digital Finance
18.27
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