BANKING ECOSYSTEMS: STATUS AND PROSPECTS FOR DEVELOPMENT

The article considers the current problems and prospects for the development of banking ecosystems. The study is based on the analysis of the current state of the financial system, its infrastructure and key players operating in the banking sector. The authors draw attention to the impact of digitalization and new technologies on the evolution of banking services, as well as the need to integrate traditional banking services with modern fintech solutions. Special attention is paid to the challenges faced by banks in a rapidly changing economic environment, including issues of regulation, data security and competitiveness. The article provides examples of successful practices of implementing banking ecosystems in foreign countries, which can serve as a reference point for the Kyrgyz Republic.