Intelligent Finance: Leveraging AI and Machine Learning in the Data-Driven Economy

Intelligent finance has emerged as a revolutionary power in modern times because of Artificial Intelligence (AI) and Machine Learning (ML) technologies implementing into digital systems. Organizations dealing with an economic environment based on data now use these sophisticated tools to transform decisions within finance and risk analysis while detecting fraud and improving customer support systems. This paper studies how AI and ML reshape financial operations through their ability to process data in real-time and generate predictions while automating sophisticated financial processes. Intelligent systems elevate business operations while eliminating mistakes from human activities and enabling strategic analysis that traditional approaches were unable to achieve. Financial institutions can create customized products through AI integration because the technology allows them to offer services based on individual customer specifications. The transition to intelligent financial operations brings unforeseen challenges because it requires addressing ethical issues and protective data policies and strong regulatory standards. This study demonstrates how AI and ML operate with financial systems to create intelligent finance which both transforms business practices while building an economic environment that is more fast-paced and transparent and inclusive.

Authors

Publication Details

Journal
International Journal of Advances in Engineering and Management
Published
2025-04-01
DOI
https://doi.org/10.35629/5252-0704635640
Primary Topic
FinTech, Crowdfunding, Digital Finance
Type
article
Field-Weighted Citation Impact
0.00
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article

Intelligent Finance: Leveraging AI and Machine Learning in the Data-Driven Economy

Joseph Oluwaseyi Joseph Oluwaseyi
International Journal of Advances in Engineering and Management
FinTech, Crowdfunding, Digital Finance
article

Intelligent Finance: Leveraging AI and Machine Learning in the Data-Driven Economy

Joseph Oluwaseyi Joseph Oluwaseyi
article en

Abstract

Intelligent finance has emerged as a revolutionary power in modern times because of Artificial Intelligence (AI) and Machine Learning (ML) technologies implementing into digital systems. Organizations dealing with an economic environment based on data now use these sophisticated tools to transform decisions within finance and risk analysis while detecting fraud and improving customer support systems. This paper studies how AI and ML reshape financial operations through their ability to process data in real-time and generate predictions while automating sophisticated financial processes. Intelligent systems elevate business operations while eliminating mistakes from human activities and enabling strategic analysis that traditional approaches were unable to achieve. Financial institutions can create customized products through AI integration because the technology allows them to offer services based on individual customer specifications. The transition to intelligent financial operations brings unforeseen challenges because it requires addressing ethical issues and protective data policies and strong regulatory standards. This study demonstrates how AI and ML operate with financial systems to create intelligent finance which both transforms business practices while building an economic environment that is more fast-paced and transparent and inclusive.

International Journal of Advances in Engineering and ManagementVol. 7(4)
Openalex Percentile: Top 82%
FinTech, Crowdfunding, Digital Finance
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Intelligent Finance: Leveraging AI and Machine Learning in the Data-Driven Economy — Joseph Oluwaseyi Joseph Oluwaseyi · International Journal of Advances in Engineering and Management (2025) | TGRS Research Map | TGRS