Does FinTech disclosure disrupt financial stability? Evidence from Tunisian conventional banks

Purpose This study aims to investigate the impact of financial technology (FinTech) disclosure on financial stability for Tunisian conventional banks. Design/methodology/approach This study examines 122 annual reports of Tunisian-listed conventional banks from 2010 to 2022. It uses the z -score to assess financial stability and content analysis to measure FinTech disclosure. Findings The empirical findings reveal that FinTech disclosure differs widely among Tunisian conventional banks. The findings show that the banks were overall financially stable during the study period. Moreover, FinTech disclosure has a negative impact on the bank’s financial stability. Originality/value Setting appropriate keywords for the Tunisian context to assess the FinTech application adds to the existing research trying to measure FinTech in different contexts. This study provides the first empirical evidence of the impact of FinTech disclosure on financial stability of Tunisian banks. It has theoretical and practical implications for both regulators and financial institutions.