ASSESSING KNOWLEDGE ABOUT SOCIAL SECURITIES AMONG THE INFORMAL MANUFACTURING SECTOR IN DAR ES SALAAM CITY, TANZANIA

This study investigates the knowledge of informal manufacturing sector workers in Dar es Salaam regarding social security schemes, in light of the alarming statistic that 68% of informal workers in Tanzania are excluded from these essential benefits. Given the government's efforts, such as the introduction of the Social Health Insurance Benefit (SHIB) through the National Social Security Fund (NSSF), to extend coverage to informal workers, this research aims to assess how knowledge about social security influences participation in these programs. Utilizing a quantitative research approach and a survey design, the study collected data from 80 informal sector operators selected through convenience sampling, employing a structured questionnaire to gather insights into their understanding of social security. Key findings reveal that while approximately 31.3% of respondents exhibit high knowledge of the various social security schemes, a concerning 37.4% reported low knowledge regarding their benefits. Furthermore, awareness of employment risks was notably higher, with 48.8% demonstrating high knowledge in this area. The study highlights critical gaps in understanding social security and recommends implementing targeted awareness campaigns, tailored training programs, and collaboration with local organizations to enhance education about social security schemes. Additionally, advocating for the inclusion of social security content in local educational curricula and leveraging technology for information dissemination could further empower informal sector workers, ultimately fostering greater participation in social security programs and improving their economic stability and well-being.