BIBLIOMETRIC ANALYSIS OF RISK ASSESSMENT IN PEER-TO-PEER LENDING

P2P lending has emerged as a prominent and rapidly evolving sector within financial technology. This model allows borrowers to obtain funds quickly and easily at a rate corresponding to their risk level. Derived from these conveniences are numerous other risks, such as borrower’s credit risk, platform risk, and information security. Hence, the problem of risk evaluation in the peer-to-peer lending business model is also an area of concern. This research seeks to conduct a bibliometric analysis to assess existing P2P studies and identify key trends, research groups, and impactful publications focusing on risks associated with the P2P lending model. Employing Scopus data (2010-2025), the study conducted co-citation analysis, co-occurring keywords, and bibliographic coupling. This work aims to provide enhanced coverage of the state of P2P lending research, describe the existing gaps, and propose alternative paths for future investigations. These outcomes are valuable in an information society for researchers and practitioners in the context of the increasing usage of P2P lending and FinTech globally. These findings are crucial in evaluating and developing strategies to mitigate risks, improve efficiency, and increase user-friendliness within the model. Keywords: Risk Assessment; Peer-To-Peer Lending; Bibliometric Analysis.