Implementation of Philippine Crop Insurance Corporation (PCIC) Registry System for Basic Sector in Agriculture (RSBSA) in the Province of Albay

Aim: This study evaluated the implementation of the PCIC RSBSA Rice Insurance Program in the province of Albay.It focused on assessing how effectively the program was carried out in the municipalities of Libon, Ligao, and Oas.The research identified challenges encountered during the enrollment and indemnity claim processes.Ultimately, the findings aimed to inform policymakers in improving agricultural insurance policies for rice farmers in Albay. Methodology:The study used a descriptive quantitative research design to assess the implementation of the PCIC RSBSA Rice Insurance Program in Libon, Oas, and Ligao City, Albay.Data were gathered using structured, expertvalidated questionnaires tailored for two respondent groups: 940 RSBSA-registered farmers and 20 PCIC personnel from the Marketing and Sales Division (MSD) and Claims and Adjustment Division (CAD).The farmer questionnaire assessed program effectiveness, challenges, and satisfaction, while the PCIC staff questionnaire focused on administrative and operational issues.Sample size for farmers was determined using Slovin's formula, and data collection was conducted through field surveys.Analysis was done using weighted mean and ranking, with guidance from a professional statistician to ensure accuracy and reliability. Results:The study found that the PCIC RSBSA Rice Insurance Program was generally effective, particularly in claims processing and adjuster responsiveness.Farmers reported high satisfaction, especially with the speed of indemnity cheque issuance.However, challenges such as technical issues in enrollment, low awareness of document requirements, and limited availability of adjusters were identified.These issues highlighted the need for improved communication, digital systems, and staffing to enhance the program's efficiency and accessibility. Conclusion:The evaluation concluded that while the PCIC RSBSA Rice Insurance Program in Albay was effective and well-received by farmers, key improvements in enrollment, claims processing, and communication are necessary to enhance its overall impact and sustainability.