Problems of Asset Management in Commercial Banks in the Context of Economic Digital Transformation

The article is devoted to the study of asset management problems in commercial banks amid the digital transformation of the economy. The author provides a general overview of asset management as a key area of commercial bank management and formalizes the need for its development in the context of economic digitalization. The article identifies the types of digital innovations that can be applied in asset management within commercial banks. Relevant problems of asset management under digital transformation are highlighted and analyzed, with corresponding recommendations provided. Furthermore, the article explores potential asset management issues that commercial banks may face in the medium and long term due to ongoing technological advancements. To prevent managerial inefficiencies, the author proposes an evaluation model for asset management based on correlation and regression analysis.