Aspectos Financieros y Fiscales de una Fintech en México

Fintech has revolutionized the financial world in a surprising way by combining technology to offer accessible and fast services. But few people know the financial and tax challenge that exists behind these services: from how they obtain the funds to the tax compliances they must meet - This article explores all those points by analyzing how they can fulfill their obligations without affecting their innovation. That is, analyze the financial and fiscal aspects of a fintech, how they obtain and manage their financial resources, these institutions can carry out various activities from the cell phone, laptop, in the time and place that is, they have an advanced technology that allows transfers, payments, investments, credits and other services. Which favors its positioning in several countries by having a strong demand. However, all this entails challenges that fintech has to go through, which include tax obligations. In the case of Mexico, there are rules and obligations that fintechs have to comply with, all this in order to protect the user, when a fintech meets these criteria it not only benefits the user, it also benefits as an institution, by complying with the rules and being supervised by the National Banking and Securities Commission (CNBV), it guarantees trust and security among people when using these tools, as for the financial field these institutions have allowed to open doors to investors for the various services and innovations they offer. The present research is of a non-experimental type, the method used is the deductive one, with a qualitative approach, with documentary research techniques assisted in the analysis-synthesis. The results reflect the main financial and fiscal aspects to be met by fintech in Mexico.