THE EFFECT OF FINANCIAL LITERACY, SELF-EFFICACY ON RISK CREDIT BEHAVIOR AMONG STUDENTS OF THE UNIVERSITY OF MUHAMMADIYAH SURAKARTA

This study aims to determine the effect of financial literacy, self-efficacy on risky credit behavior among students of Universitas Muhammadiyah Surakarta. The research method was carried out using a quantitative method with a sample of 150 respondents. The analysis of the research test used SmartTPLS. The results of the study showed that financial literacy had a positive impact on their risky credit behavior. In addition, selfefficacy mediates financial literacy's effect on risky credit behavior

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Publication Details

Journal
Dynamic Management Journal
Published
2024-10-31
DOI
https://doi.org/10.31000/dmj.v8i4.12587
Citations
1
Primary Topic
Financial Literacy, Pension, Retirement Analysis
Type
article
Field-Weighted Citation Impact
0.95
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article

THE EFFECT OF FINANCIAL LITERACY, SELF-EFFICACY ON RISK CREDIT BEHAVIOR AMONG STUDENTS OF THE UNIVERSITY OF MUHAMMADIYAH SURAKARTA

Imronudin Imronudin, Nopita Lestari
1 citations
Dynamic Management Journal
Financial Literacy, Pension, Retirement Analysis
0.95
article

THE EFFECT OF FINANCIAL LITERACY, SELF-EFFICACY ON RISK CREDIT BEHAVIOR AMONG STUDENTS OF THE UNIVERSITY OF MUHAMMADIYAH SURAKARTA

Imronudin Imronudin, Nopita Lestari
article en
1 citations

Abstract

This study aims to determine the effect of financial literacy, self-efficacy on risky credit behavior among students of Universitas Muhammadiyah Surakarta. The research method was carried out using a quantitative method with a sample of 150 respondents. The analysis of the research test used SmartTPLS. The results of the study showed that financial literacy had a positive impact on their risky credit behavior. In addition, selfefficacy mediates financial literacy's effect on risky credit behavior

Dynamic Management JournalVol. 8(4)
Openalex Percentile: Top 16%
Financial Literacy, Pension, Retirement Analysis
0.95
DOIOpen Access PDFOpenAlex
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THE EFFECT OF FINANCIAL LITERACY, SELF-EFFICACY ON RISK CREDIT BEHAVIOR AMONG STUDENTS OF THE UNIVERSITY OF MUHAMMADIYAH SURAKARTA — Imronudin Imronudin, Nopita Lestari · Dynamic Management Journal (2024) | TGRS Research Map | TGRS