Pengaruh Sikap, Persepsi Keamanan, Dan Kepercayaan Terhadap Minat Penggunaan Pinjaman Online Pada Anggota Kelompok Tani

This study aims to analyze the effect of attitudes, perceived security, and trust on interest in using online loans for farmer group members. The object of research is members of farmer groups in the Pakis Aji sub-district area who have and have not taken online loan credit. Data was obtained through a survey method and using cluster sampling technique so that a sample of 100 respondents was obtained. The results of this study indicate that attitude has no effect on interest in using online loans, while perceived security and trust have a significant positive effect on interest in using online loans.

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Publication Details

Journal
Akmenika Jurnal Akuntansi dan Manajemen
Published
2025-04-08
DOI
https://doi.org/10.31316/akmenika.v22i1.7669
Citations
1
Primary Topic
Consumer Behavior and Marketing Influence
Type
article
Field-Weighted Citation Impact
2.07
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article

Pengaruh Sikap, Persepsi Keamanan, Dan Kepercayaan Terhadap Minat Penggunaan Pinjaman Online Pada Anggota Kelompok Tani

Purwo Adi Wibowo, Khodijah Warsono
1 citations
Akmenika Jurnal Akuntansi dan Manajemen
Consumer Behavior and Marketing Influence
2.07
article

Pengaruh Sikap, Persepsi Keamanan, Dan Kepercayaan Terhadap Minat Penggunaan Pinjaman Online Pada Anggota Kelompok Tani

Purwo Adi Wibowo, Khodijah Warsono
article en
1 citations

Abstract

This study aims to analyze the effect of attitudes, perceived security, and trust on interest in using online loans for farmer group members. The object of research is members of farmer groups in the Pakis Aji sub-district area who have and have not taken online loan credit. Data was obtained through a survey method and using cluster sampling technique so that a sample of 100 respondents was obtained. The results of this study indicate that attitude has no effect on interest in using online loans, while perceived security and trust have a significant positive effect on interest in using online loans.

Akmenika Jurnal Akuntansi dan ManajemenVol. 22(1)
Universitas Nahdlatul Ulama Indonesia (ID), Universitas Islam Nahdlatul Ulama Jepara
Openalex Percentile: Top 13%
Consumer Behavior and Marketing Influence
2.07
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