Armed Forces of the Philippines Pension Management Towards Financial Sustainability of Retirees

Transitioning from military service to civilian life is a multi-faceted journey that profoundly impacts individuals across personal, social, familial, health, financial, and administrative domains. This shift often occurs due to voluntary retirement, discharge, health issues, or the pursuit of personal stability. While some veterans adjust smoothly, many faces significant challenges such as homelessness, unemployment, mental health struggles, and psycho-social issues. Armed Forces retirees must confront questions of identity, belonging, and purpose as they move from a structured military environment to a more fluid civilian world. Addressing these issues requires a collective effort from policymakers, service providers, and communities to create a supportive environment that fosters a sustainable and fulfilling civilian life for veterans. The success of this transition is intricately tied to effective public governance, including the systems, processes, and institutions that manage veterans’ reintegration. This study aims to develop a comprehensive Armed Forces of the Philippines Pension Management System, focusing on the role of governance in facilitating their transition to civilian life. A mixed-methods approach involving quantitative research through surveys and interviews with Armed Forces of the Philippines retirees revealed significant findings. There is a strong positive correlation between social sustainability and community integration, while economic sustainability negatively correlates with social acceptance, suggesting areas for targeted intervention. Keywords: Armed Forces of the Philippines, Pension Management, Financial Sustainability, Retirees, Military Service