The impact of financial technology (FinTech) on improving financial performance: The case of commercial banks in Jordan

This study explores the main financial technologies adopted by banks to improve their financial performance. The research sample includes 301 participants from commercial banks listed on the Amman Stock Exchange (ASE). Financial performance is considered the dependent variable, while financial technology (FinTech) is the independent variable. Multiple linear regression analysis will be used to test the hypotheses. The findings indicate that FinTech contributes to higher net income and total deposits. The study suggests that banks should adopt inclusive approaches to promote sustainable development.

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Publication Details

Journal
International Journal of ADVANCED AND APPLIED SCIENCES
Published
2025-03-01
DOI
https://doi.org/10.21833/ijaas.2025.03.004
Primary Topic
FinTech, Crowdfunding, Digital Finance
Type
article
Field-Weighted Citation Impact
0.00
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article

The impact of financial technology (FinTech) on improving financial performance: The case of commercial banks in Jordan

Bilal Eneizan, Kashif Arif, Fadi Mohammed Alshannag, Marah Mohammad Bani Hani et al.
International Journal of ADVANCED AND APPLIED SCIENCES
FinTech, Crowdfunding, Digital Finance
article

The impact of financial technology (FinTech) on improving financial performance: The case of commercial banks in Jordan

Bilal Eneizan, Kashif Arif, Fadi Mohammed Alshannag, Marah Mohammad Bani Hani, Hassan N. Rawash
article en

Abstract

This study explores the main financial technologies adopted by banks to improve their financial performance. The research sample includes 301 participants from commercial banks listed on the Amman Stock Exchange (ASE). Financial performance is considered the dependent variable, while financial technology (FinTech) is the independent variable. Multiple linear regression analysis will be used to test the hypotheses. The findings indicate that FinTech contributes to higher net income and total deposits. The study suggests that banks should adopt inclusive approaches to promote sustainable development.

International Journal of ADVANCED AND APPLIED SCIENCESVol. 12(3)
Prince Sattam Bin Abdulaziz University (SA), Jadara University (JO), Habib University (PK), Salim Habib University, Yarmouk University (JO)
Openalex Percentile: Top 85%
FinTech, Crowdfunding, Digital Finance
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The impact of financial technology (FinTech) on improving financial performance: The case of commercial banks in Jordan — Bilal Eneizan, Kashif Arif, et al. · International Journal of ADVANCED AND APPLIED SCIENCES (2025) | TGRS Research Map | TGRS