Advantages of Judicial Guarantee Insurance for Companies: Impact on Liquidity and Financial Management

Given the complexity of the legal system and the need to balance the rights of the creditor and the debtor, Judicial Guarantee Insurance stands out as a strategic tool that preserves the interests of both parties.Its introduction into the Brazilian legal system aims to prevent the dilapidation of the debtor's assets and guarantee the creditor the security of enforcement of his judgment.Thus, this study analyzes the normative and conceptual evolution of Judicial Guarantee Insurance, its application in the Brazilian legal system and the economic and operational benefits provided by its adoption, especially in the context of tax and civil foreclosures.The methodology used was a Bibliographical Review, based on legal sources, academic articles and case studies.The research also included the analysis of economic data and judgments on the impact of insurance on the financial market, specifically in the legal sector.The conclusion is that Judicial Guarantee Insurance has been an effective tool for managing guarantees in litigation, offering a flexible solution that allows debtors to preserve their assets while fulfilling their legal obligations.Its growing use demonstrates an important change in business behavior and in the evolution of the insurance market in Brazil, impacting the efficiency of the judicial system and the financial health of companies.However, the evolution of the application of insurance depends on more in--depth regulation and judicial interpretation to ensure its effectiveness and legal certainty in various procedural contexts.