Pengaruh Inklusi Keuangan, Pendapatan, dan Kontrol Diri Terhadap Perilaku Menabung Nasabah Bank Konvensional di DKI Jakarta

This study aims to determine Financial Inclusion, Income, and Self-Control on Saving Behavior of Conventional Bank Customers in DKI Jakarta. The method used in this study is the purposive sampling method where the customer sample is 163 respondents. Data processing and analysis techniques use descriptive statistical analysis, Convegent Validity, Discriminant Validity, Average Variance Extracted (AVE), Reliability Test, R-Square, F-Square Test, Path Coefficient, and Hypothesis Testing. The results of the study show that partially Financial Inclusion (X1) has no significant effect on Savings Behavior, while the variables Income (X2) and Self-Control (X3) have a positive and significant effect on Savings Behavior (Y).

Authors

Publication Details

Journal
Robust Research of Business and Economics Studies
Published
2024-10-27
DOI
https://doi.org/10.31332/robust.v4i2.10259
Primary Topic
Islamic Finance and Banking Studies
Type
article
Field-Weighted Citation Impact
0.00
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article

Pengaruh Inklusi Keuangan, Pendapatan, dan Kontrol Diri Terhadap Perilaku Menabung Nasabah Bank Konvensional di DKI Jakarta

Lena - Mulya
1 links
Robust Research of Business and Economics Studies
Islamic Finance and Banking Studies
article

Pengaruh Inklusi Keuangan, Pendapatan, dan Kontrol Diri Terhadap Perilaku Menabung Nasabah Bank Konvensional di DKI Jakarta

Lena - Mulya
article en

Abstract

This study aims to determine Financial Inclusion, Income, and Self-Control on Saving Behavior of Conventional Bank Customers in DKI Jakarta. The method used in this study is the purposive sampling method where the customer sample is 163 respondents. Data processing and analysis techniques use descriptive statistical analysis, Convegent Validity, Discriminant Validity, Average Variance Extracted (AVE), Reliability Test, R-Square, F-Square Test, Path Coefficient, and Hypothesis Testing. The results of the study show that partially Financial Inclusion (X1) has no significant effect on Savings Behavior, while the variables Income (X2) and Self-Control (X3) have a positive and significant effect on Savings Behavior (Y).

Robust Research of Business and Economics StudiesVol. 4(2)
Openalex Percentile: Top 51%
Islamic Finance and Banking Studies
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