JUAL BELI TANAH DENGAN CARA OVER KREDIT DI BAWAH TANGAN (STUDI PUTUSAN NOMOR 185/PDT.G/2021/PN.BKS DAN PUTUSAN NOMOR 137/PDT.G/2021/PN.BKS)

The case of buying and selling credit transfers without the bank's knowledge occurred at the Bekasi City District Court between Sutan Palar and Munandar and Wicak Jatmiko and Adi Mulyo. Sutan Palar and Wicak Jatmiko felt disadvantaged by the sale and purchase because, after the payment was declared paid, the land certificate remained in the name of the party transferring the credit. The issues studied are whether the sale and purchase are legal and can be protected by law, and whether the land office can directly change the name of the certificate. This is normative research with a descriptive nature based on secondary data and analyzed qualitatively by concluding deductively. The results of this research are that the sale and purchase of land are legal because the cash characteristics are fulfilled, but the clear characteristics are not fulfilled because it is not carried out before the PPAT following Article 37 paragraph (1) PP No 24 of 1997. Sutan Palar and Adi Mulyo receive repressive legal protection as buyers with good intentions. Based on Article 37 paragraph (2) PP No. 24 of 1997, the Land Office can preserve land rights through a court decision