Factors Influencing Financial Access for Nepalese Women Entrepreneurs

This study explores the factors influencing access to financial resources for women entrepreneurs inKathmandu Valley, Nepal, highlighting the crucial role of financial education. Using a sample of 534women entrepreneurs, the study employs descriptive and quantitative methods to examine the impact ofentrepreneurial characteristics, firm characteristics, financial attributes, and policy frameworks on financialaccessibility. The findings indicate that financial attributes and policy frameworks significantly influenceaccess to finance, while entrepreneurial and firm characteristics have a lesser influence. This suggests thatenhancing financial education and creating supportive policies improves financial access for womenentrepreneurs. The results align with global research, suggesting the need for targeted interventions toempower women in entrepreneurship. This research contributes to understanding the challenges womenentrepreneurs face in accessing finance, emphasizing the importance of financial education and policysupport. It provides valuable insights for policymakers, educators, and financial institutions to foster aninclusive entrepreneurial environment, supporting economic growth and gender equality in Nepal.