RESOURCE MOBILIZATION THROUGH PUBLIC OFFERINGS: AN ANALYSIS OF INDIAN BANKING SECTOR

This study explores the patterns and dynamics of resource mobilization in the Indian banking sector through public offerings in the primary market. Given the critical role of banks in the country’s economic development, particularly in capital mobilization, the research examines trends in public offerings and their relationship with key financial indicators such as the Nifty Bank Index and total deposits. The analysis highlights significant fluctuations over the years, revealing a declining trend. The findings show a weak correlation between public offerings, market performance, and deposit mobilization. The study emphasizes the need for strategic decision-making, regulatory support, and financial innovation to enhance resource mobilization in the sector. Strengthening investor confidence and promoting financial innovation are recommended as key measures to improve capital accessibility in the banking sector. Keywords: Public Offerings, Banking Sector, Resource Mobilization.