Cloud-Native Security and Compliance in Life and Annuities Insurance: Challenges and Best Practices

The emergence of Cloud-native technologies helps life and annuity insurance companies run faster and grow better while providing better services to their customers. As business moves to cloud-native technologies, they face major security dangers from outside parties along with internal staff while meeting GDPR HIPAA SOX, and PCI DSS requirements. This research explains security dangers that insurance companies face and suggests Zero Trust, ID & Access control, data encryption, and SIEM as effective defenses. The plan describes how to face compliance needs by auditing regulations, inspecting external risks, and data placement to match different regulations worldwide. The paper uses actual industry events and industry practice information to show how AI creates security challenges and how blockchain helps protect systems. This study presents helpful advice that lets insurers safely build cloud-native systems together with meeting regulatory requirements and strengthening stakeholder trust.