Practice and Research on Enterprise Financial Credit Risk

This paper aims to explore the management and practice of enterprise's financial credit risk. Through systematic literature review, theoretical analysis and empirical research, a set of financial credit risk assessment and prevention and control system suitable for modern enterprises is constructed. Based on the definition, theoretical basis and classification of credit risk, combined with quantitative and qualitative research methods, this paper deeply analyzes the financial credit risk of enterprises. Through the analysis of actual cases, this paper reveals the causes, impacts and prevention and control strategies of credit risk, which provides a useful reference for enterprise risk management. It is found that effective credit risk management can significantly improve the financial stability and market competitiveness of enterprises.