Strategi Bank dalam Meningkatkan Jumlah Nasabah pada Produk Pembiayaan KPR Ib Muamalat KCP Ponorogo

Introduction: The research in this thesis is motivated by the decline in the number of customers in the iB Muamalat KPR financing product, in this product the number of customers is the lowest compared to other products. Research Methods: This research method uses field research using a qualitative approach. Results: The results of this research are the bank's strategy in increasing the number of customers on the iB Muamalat KPR financing product, namely with an excellent service strategy which consists of 6 concepts, namely ability, attitude, appearance, attention, action, accountability. accountability. The supporting factors in increasing the number of customers are product quality, service quality and emotionality. Meanwhile, the inhibiting factors are that it is not easy to woo customers, frequent rejections, complaints about requirements, and competition with other banks. Conclusion: The bank's strategy has had a positive impact in increasing the number of customers.

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Publication Details

Journal
Falahiya Journal of Islamic Banking and Finance
Published
2025-04-21
DOI
https://doi.org/10.21154/falahiya.v3i2.3202
Primary Topic
Islamic Finance and Communication
Type
article
Field-Weighted Citation Impact
0.00
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article

Strategi Bank dalam Meningkatkan Jumlah Nasabah pada Produk Pembiayaan KPR Ib Muamalat KCP Ponorogo

Khoirun Nisak, Ro Esta Wintari
Falahiya Journal of Islamic Banking and Finance
Islamic Finance and Communication
article

Strategi Bank dalam Meningkatkan Jumlah Nasabah pada Produk Pembiayaan KPR Ib Muamalat KCP Ponorogo

Khoirun Nisak, Ro Esta Wintari
article en

Abstract

Introduction: The research in this thesis is motivated by the decline in the number of customers in the iB Muamalat KPR financing product, in this product the number of customers is the lowest compared to other products. Research Methods: This research method uses field research using a qualitative approach. Results: The results of this research are the bank's strategy in increasing the number of customers on the iB Muamalat KPR financing product, namely with an excellent service strategy which consists of 6 concepts, namely ability, attitude, appearance, attention, action, accountability. accountability. The supporting factors in increasing the number of customers are product quality, service quality and emotionality. Meanwhile, the inhibiting factors are that it is not easy to woo customers, frequent rejections, complaints about requirements, and competition with other banks. Conclusion: The bank's strategy has had a positive impact in increasing the number of customers.

Falahiya Journal of Islamic Banking and FinanceVol. 3(2)
Institut Agama Islam Negeri Bengkulu (ID)
Openalex Percentile: Top 89%
Islamic Finance and Communication
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Strategi Bank dalam Meningkatkan Jumlah Nasabah pada Produk Pembiayaan KPR Ib Muamalat KCP Ponorogo — Khoirun Nisak, Ro Esta Wintari · Falahiya Journal of Islamic Banking and Finance (2025) | TGRS Research Map | TGRS