Impact of Financial Technology (FinTech) on Corporate Financial
The rapid adoption of financial technology (FinTech) has significantly changed the global corporate finance landscape. And Iraq is no exception. This study explores the impact of FinTech on the financial performance of Iraqi organizations. This is a country where digital financial solutions are increasing. Amid the evolving economic environment - there is interest by examining key FinTech innovations such as mobile banking. digital payment system and the increasing penetration of internet services. The aim of this research is to assess how these advancements impact corporate financial strategies. decision process and overall performance? This study ensures the reliability of the regression model. It uses a combination of classic hypothesis testing. Includes multiple collinearity tests. Autocorrelation, Heterogeneity, and Normality The results indicate that the adoption of FinTech tools has a positive impact on the financial performance of organizations. Improving efficiency, transparency and access to capital the results also show that FinTech adoption accounts for a significant portion of the change in corporate financial results, with an R-square value of 0.65, highlighting the growing importance of digital financial solutions in shaping financial strategies. of organizations in Iraq the study concludes with policy recommendations aimed at promoting an enabling environment for fintech development. Including improving digital knowledge Expanding infrastructure and strengthening the regulatory framework.
Authors
- Huda Hadi Hasan
Publication Details
- Journal
- South Asian Research Journal of Business and Management
- Published
- 2025-04-08
- DOI
- https://doi.org/10.36346/sarjbm.2025.v07i02.006
- Citations
- 1
- Primary Topic
- FinTech, Crowdfunding, Digital Finance
- Type
- article
- Field-Weighted Citation Impact
- 2.28