Impact of Financial Technology (FinTech) on Corporate Financial

The rapid adoption of financial technology (FinTech) has significantly changed the global corporate finance landscape. And Iraq is no exception. This study explores the impact of FinTech on the financial performance of Iraqi organizations. This is a country where digital financial solutions are increasing. Amid the evolving economic environment - there is interest by examining key FinTech innovations such as mobile banking. digital payment system and the increasing penetration of internet services. The aim of this research is to assess how these advancements impact corporate financial strategies. decision process and overall performance? This study ensures the reliability of the regression model. It uses a combination of classic hypothesis testing. Includes multiple collinearity tests. Autocorrelation, Heterogeneity, and Normality The results indicate that the adoption of FinTech tools has a positive impact on the financial performance of organizations. Improving efficiency, transparency and access to capital the results also show that FinTech adoption accounts for a significant portion of the change in corporate financial results, with an R-square value of 0.65, highlighting the growing importance of digital financial solutions in shaping financial strategies. of organizations in Iraq the study concludes with policy recommendations aimed at promoting an enabling environment for fintech development. Including improving digital knowledge Expanding infrastructure and strengthening the regulatory framework.

Authors

Publication Details

Journal
South Asian Research Journal of Business and Management
Published
2025-04-08
DOI
https://doi.org/10.36346/sarjbm.2025.v07i02.006
Citations
1
Primary Topic
FinTech, Crowdfunding, Digital Finance
Type
article
Field-Weighted Citation Impact
2.28
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article

Impact of Financial Technology (FinTech) on Corporate Financial

Huda Hadi Hasan
1 citations
South Asian Research Journal of Business and Management
FinTech, Crowdfunding, Digital Finance
2.28
article

Impact of Financial Technology (FinTech) on Corporate Financial

Huda Hadi Hasan
article en
1 citations

Abstract

The rapid adoption of financial technology (FinTech) has significantly changed the global corporate finance landscape. And Iraq is no exception. This study explores the impact of FinTech on the financial performance of Iraqi organizations. This is a country where digital financial solutions are increasing. Amid the evolving economic environment - there is interest by examining key FinTech innovations such as mobile banking. digital payment system and the increasing penetration of internet services. The aim of this research is to assess how these advancements impact corporate financial strategies. decision process and overall performance? This study ensures the reliability of the regression model. It uses a combination of classic hypothesis testing. Includes multiple collinearity tests. Autocorrelation, Heterogeneity, and Normality The results indicate that the adoption of FinTech tools has a positive impact on the financial performance of organizations. Improving efficiency, transparency and access to capital the results also show that FinTech adoption accounts for a significant portion of the change in corporate financial results, with an R-square value of 0.65, highlighting the growing importance of digital financial solutions in shaping financial strategies. of organizations in Iraq the study concludes with policy recommendations aimed at promoting an enabling environment for fintech development. Including improving digital knowledge Expanding infrastructure and strengthening the regulatory framework.

South Asian Research Journal of Business and ManagementVol. 7(02)
Openalex Percentile: Top 13%
FinTech, Crowdfunding, Digital Finance
2.28
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Impact of Financial Technology (FinTech) on Corporate Financial — Huda Hadi Hasan · South Asian Research Journal of Business and Management (2025) | TGRS Research Map | TGRS