Opportunities and Challenges of Using Financial Technology (Fintech) in Zakat Payment According to Sharia Economic Law

Financial Technology (FinTech) has the potential to reach people who face difficulties in accessing conventional banking services and can also contribute to overall macroeconomic improvement. Overcoming poverty requires several effective financial, one of which is zakat. This study uses a qualitative approach with descriptive analysis with data reduction and verbatim analysis techniques. In fiqh terms, zakat refers to a certain amount of wealth required by Allah to be distributed to those who are eligible. According to the Shafi’i school of thought, zakat is an expression of the release of wealth or growth in accordance with a special way. Meanwhile, the Hambali school defines zakat as an obligatory right that must be issued from special wealth for a designated group of people.