FRENCH EXPERIENCE IN FINANCING SMALL AND MEDIUM-SIZED AGRICULTURAL ENTERPRISES

Studying the experience of European countries in terms of financing small and medium-sized agricultural enterprises is of great importance due to the significant impact of Ukraine’s agro-industrial complex on the development of the state’s economy, given the fact that even despite the losses during the military invasion, the agro-industrial complex remains a key industry in which 17% of Ukrainians are involved and 19% of GDP is formed. It is the agro-industrial complex that provides the country with over 70% of foreign exchange earnings. Studying the experience becomes particularly relevant in the context of the challenges faced by small and medium-sized agro-industrial enterprises, in particular, the loss of production assets, equipment, occupation of land, loss of logistical connections, instability of markets – all this has led to a decrease in the profitability of Ukrainian agricultural producers, and financing will be needed for reconstruction in order to prevent technological lag and be able to compete adequately with agricultural products on the world market. The article examines the issue of financing small and medium-sized agricultural enterprises in France, which also play a key role in their country, providing a significant share of national production and contributing to the economic sustainability of the agricultural sector. The article examines the main sources of financing for agricultural enterprises in France, including bank loans, state subsidies, financing through cooperatives, microfinancing and private investments. Therefore, it is very important to study and implement the experience of European countries in financing small and medium-sized agricultural enterprises, in order to be able to preserve them during the war and during postwar reconstruction, so as not to lose the state’s position in the world agricultural market.