The Role of Environmental Regulation and Agricultural Insurance Effect on Agricultural High Quality Development

Under the background of "double carbon" goal and Rural Revitalization Strategy, agricultural high-quality development needs to coordinate the policy synergy effect of environmental regulation and agricultural insurance. Based on the perspective of behavior change, this paper uses the panel data of 31 provinces in China from 2014 to 2023 and the two-way fixed effect model to explore the impact mechanism of agricultural insurance on agricultural green total factor productivity through environmental regulation. The results show that: first, agricultural insurance significantly promotes the improvement of agricultural green total factor productivity, and environmental regulation plays an intermediary role in it; Second, the heterogeneity analysis shows that agricultural insurance plays a significant role in the eastern and western regions, but its effect on the central region is limited; Third, the conclusion is robust after eliminating abnormal samples, which verifies the key value of policy tools in optimizing factor input and promoting low-carbon transformation.