Financial Literacy and Financial Sustainability for Future Research Agendas: A Bibliometric Analysis

Abstract This study investigates the intersection of financial literacy and financial sustainability, two critical areas in addressing modern economic and environmental challenges. Previous studies have highlighted financial literacy’s role in reducing poverty, improving decision-making, and promoting sustainable financial practices. However, integrating sustainability into financial literacy is underexplored, particularly in developing countries. This study employs a bibliometric analysis using the Scopus database. A total of 23 relevant documents were analyzed, focusing on publication trends, citation patterns, and thematic developments. VOSviewer and Biblioshiny were used for network visualization, co-occurrence mapping, and overlay visualization to identify key topics and their temporal progression. Findings indicate a growing academic interest in financial literacy and sustainability, especially from 2023 to 2024. Core themes include decision-making, sustainable finance, and technologies like AI and blockchain. Q1 journals dominate the literature, reflecting high-quality research contributions. The linkage between financial literacy and poverty reduction emerged as a critical area of focus. The study underscores the increasing importance of aligning financial literacy with sustainability goals. It highlights gaps in global financial education and emphasizes the need for inclusive, technology-driven solutions. Future research should integrate financial sustainability with emerging technologies and address regional disparities, especially in developing nations.