The Influence of Financial Inclusion, Financial Literacy and the Ability to Prepare Financial Reports on the Financial Performance of MSMEs in Jambi City

The economic expansion of a region relies heavily on micro, small, and medium enterprises (MSMEs). The purpose of this study is to analyze MSMEs financial performance in Jambi City and determine the impact of financial inclusion, financial literacy, and report preparation skills. A quantitative approach is utilized in this research, with primary data collected from 400 MSMEs actors in the area through questionnaires. In order to draw conclusions, we used IBM SPSS version 30 and a battery of statistical tests, including multiple linear regression, tests for data quality, tests for classical assumptions, and tests for hypothesis. According to the study's findings, MSMEs financial performance in Jambi City is heavily impacted by factors like financial inclusion, financial literacy, and the capacity to create financial reports.