The impact of macroeconomic factors on the fluctuation of loan interest rates

This paper examines the impact of macroeconomic factors on the fluctuation of loan interest rates. Using empirical data and statistical analysis, the main macroeconomic factors influencing the fluctuation of loan interest rates are identified and evaluated. The gross domestic product (GDP) factor, inflation and demographic trends are considered in this analytical research. The results of the study reveal a significant relationship between these factors and the fluctuation of interest rates, thus providing a deeper understanding of how these macroeconomic variables affect the financial market and the decisions of borrowers and lenders. This study contributes to the literature by providing new insights into the dynamics of interest rates in a developing economy.

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Publication Details

Journal
Multidisciplinary Science Journal
Published
2025-03-02
DOI
https://doi.org/10.31893/multiscience.2025358
Citations
1
Primary Topic
Economic Theory and Policy
Type
article
Field-Weighted Citation Impact
3.09
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article

The impact of macroeconomic factors on the fluctuation of loan interest rates

Kestrim Avdimetaj, Fidane Spahija-Gjikolli, Engelbert Zefaj
1 citations
Multidisciplinary Science Journal
Economic Theory and Policy
3.09
article

The impact of macroeconomic factors on the fluctuation of loan interest rates

Kestrim Avdimetaj, Fidane Spahija-Gjikolli, Engelbert Zefaj
article en
1 citations

Abstract

This paper examines the impact of macroeconomic factors on the fluctuation of loan interest rates. Using empirical data and statistical analysis, the main macroeconomic factors influencing the fluctuation of loan interest rates are identified and evaluated. The gross domestic product (GDP) factor, inflation and demographic trends are considered in this analytical research. The results of the study reveal a significant relationship between these factors and the fluctuation of interest rates, thus providing a deeper understanding of how these macroeconomic variables affect the financial market and the decisions of borrowers and lenders. This study contributes to the literature by providing new insights into the dynamics of interest rates in a developing economy.

Multidisciplinary Science JournalVol. 7(9)
University for Business and Technology (XK)
Openalex Percentile: Top 12%
Economic Theory and Policy
3.09
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The impact of macroeconomic factors on the fluctuation of loan interest rates — Kestrim Avdimetaj, Fidane Spahija-Gjikolli, et al. · Multidisciplinary Science Journal (2025) | TGRS Research Map | TGRS