A Study on the Pre and Post Merger Financial Performance of Punjab National Bank

This study looks at Punjab National Bank's (PNB) financial performance both before and after it merged with United Bank of India and Oriental Bank of Commerce (OBC). The pre-merger study concentrates on the independent financial statements of Punjab National Bank. Statements, whereas the combined entity's independent financial statements are examined in the post-merger study. To determine the impact of the merger, financial parameters including growth, market tests, profitability, and liquidity have been evaluated. This study uses empirical analysis to find patterns and insights that provide insight into the efficiency and productivity of the combination. The research's conclusions give stakeholders, legislators, and business professionals important information about whether this merger benefited Punjab National Bank. According to this analysis, Punjab National Bank's performance has greatly improved since the merger. Key Words – Merger, Financial Performance, Punjab National Bank.