Adoption of e-payment platforms amidst Pandemic

Cash has been the major means of transaction among people but after the spread of COVID-19, cash has become a potential carrier of the disease. There is high risk associated with usage of cash as it passes on from one hand to the other. In such a case the usage of e payment platforms comes to the rescue. These platforms not only reduce the risk of spreading COVID-19 but also make the transactions convenient. A large number of e-payment platforms are available in the country. People had been using e-payment platforms even before the pandemic but a large number of populations was reluctant because of perceived risks associated with its usage. But, spread of COVID-19 has inspired people to consider the benefits of e payments in comparison to the risks. The paper deals with the relation that how perceived usefulness have impacted the adoption and usage of e payments platforms amidst the spread of COVID-19. The study was done with the help of a questionnaire on a sample size of 219 people.