IMPACT OF CREDIT CARD USAGE: SPECIAL REFERENCE TO TEACHING AND NON-TEACHING FACULTY IN COIMBATORE

This research explores the credit card usage habits of teaching and non-teaching faculty members in Coimbatore, examining the financial implications and challenges associated with credit card debt. The study aims to identify differences in credit card usage patterns between the two groups and investigate factors contributing to financial stress. The findings will inform strategies for promoting financial literacy and responsible credit card practices among faculty members, ultimately contributing to their financial well-being and stability. KEY POINTS: Credit Card, Usage Patterns, Spending Habits, Debt and Financial Stress, Financial Literacy, Comparative Analysis