COMPARATIVE ANALYSIS OF CENTRALIZED AND DECENTRALIZED CURRENCIES

The article provides a comprehensive analysis of financial systems and their evolution, with an emphasis on the role of currencies in the modern economy. It considers centralized and decentralized forms, as well as central bank digital currencies (CBDC). It analyzes key economic indicators, such as GDP growth rates and the impact of digitalization on payment systems. It identifies the specifics of the functioning of traditional and digital currencies, as well as their impact on financial transactions and economic stability. It emphasizes the importance of understanding the differences between cryptocurrencies, stablecoins, and digital currencies for making informed decisions, and discusses their future development prospects.