Awareness of Atal Pension Yojana Scheme Among college students with reference to Mumbai suburbs.

The Atal Pension Yojana (APY), which the Indian government has established, would provide substantial benefits upon retirement or attaining the age of sixty, provided that participants remain committed to the program. Prime Minister Narendra Modi of India introduced the Atal Pension Yojana in 2015 to replace and enhance the Swavalamban Yojana of the previous administration, which was unpopular with the intended demographic. For people mostly engaged in the unorganized and informal sectors, the Atal Pension Yojana (APY) provides a guaranteed income as a pension plan. Finding out how much college students know about the Atal Pension Yojana is the goal of the study. The Atal Pension Yojana in Mumbai was examined in this study using a descriptive research style and a quantitative research technique. To collect the primary data, a survey was conducted utilizing a Google form and a basic random sampling approach. The sample size for the study consists of around 150 students from various Mumbai institutions. The program's goal is to encourage saving, particularly among unorganized workers, so that they may become financially independent in retirement by receiving a pension that is determined by their contributions to the program. The program also aims to provide access to financial inclusion for those who were not previously a part of the official banking system. In addition to providing information on the Atal Pension Yojana, this survey aims to assess college students' understanding of and attitudes about the program.