Management and Servicing of Financial Lease Transactions: Effective Practices

This article addresses the issues related to the management and servicing of financial lease transactions, including their maintenance aspects. The relevance of the topic is substantiated by the rapid development of financial instruments and digital technologies, which necessitates a reconsideration of traditional approaches to financial lease. The aim of the study is to identify effective practices for ensuring the proper execution of the operations under review, to analyze modern methods of automation, digitization of client interactions, and risk management, and to formulate recommendations for their improvement amid the dynamic transformations of the market environment. It is noted that the literature reveals contradictions between the theoretical systematization of transactions and the practical aspects of assessing their efficiency. In conclusion, the study summarizes that the integration of digital technologies into the processes of managing and servicing financial lease transactions positively contributes to mitigating the effects of operational risk factors and enhancing the transparency of financial flows. The author’s contribution lies in systematizing existing approaches, identifying their strengths and weaknesses, and formulating recommendations for optimizing managerial actions in the analyzed field. The presented materials will be useful for managers of leasing companies, finance and risk management specialists, as well as researchers studying modern financial instruments.