A study on digital payment applications affecting the spending habits among youngsters in Andheri.

India has moving towards digitalisation. The digitization has a proven impact on economy and society by reducing unemployment, improving quality of life, and boosting access to knowledge and other public services. Digital payment apps have made the process of payment much more convenient. It is simple and easy to understand. Some of the digital payment apps are Google Pay, Phone Pay, Paytm, Amazon Pay, etc. Many youngsters use digital payment apps as they’re time saving and cashless. As these apps became popular, the spending habits of people also started being affected. Therefore, this research paper studies the spending habits of youngsters while using digital payment apps.