THE MODERN SYSTEM OF COMPULSORY MEDICAL INSURANCE AS A GUARANTEE FOR CITIZENS TO RECEIVE MEDICAL CARE

The system of compulsory medical insurance makes a significant contribution to the social and economic well-being of citizens, ensuring the protection of the rights of the insured and allowing the management of risks associated with the occurrence of expenses for medical care. Compulsory medical insurance has a special social function in the Russian Federation, due to the fact that the scope of its protection covers all citizens of the country. The article examines the organization of the modern system of compulsory medical insurance of the Russian Federation, identifies the main problems of its functioning in the current period, including changes made to the system during the COVID‑19 pandemic, and suggests ways to solve them. Special attention is paid to the development of a fundamentally new approach to the organization of the Russian healthcare model.